SBA Loans offer resources for small business owners… except sex offenders.

A member pointed something out that we were not aware of, but in times of crisis (such as we are in), becomes critical to businesses.

The US Small Business Administration (SBA) provides small businesses with low interest loans to help recover from disasters, including the present financial disaster that is caused by the Coronavirus outbreak. The loans can save companies and their employees from going under during these difficult times. The SBA is here to save small businesses… unless they are owned by a person required to register as a sex offender! They are ineligible.

To qualify for loans from institutions participating in the small business lending fund, businesses must certify that none of their principals has been convicted of, or pleaded no contest to, a sex offense against a minor. (Annually, until the Redemption Date, a participating institution must certify to Treasury that for each loan originated by the institution or any of its affiliates that was funded in whole or in part using SBLF funds, the institution has obtained from the business to which it made such loan a written certification that no principal of such business has been convicted of a sex offense against a minor (as such terms are defined in section 111 of the Sex Offender Registration and Notification Act, 42 U.S.C. §16911). These certifications must be retained by the institution in accordance with standard record keeping practices established by the appropriate federal banking agency)

 

 


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106 thoughts on “SBA Loans offer resources for small business owners… except sex offenders.

  • March 31, 2020

    Can you imagine an RSO trying to get a travel permit to travel out of state to go to DC for a massive protest? I would love to see it happen but for a probationer in Florida to travel outside of a home county requires close to an act of Congress. An organized mail-in campaign might be an option. Although if a politician gets too overwhelmed they would just put the mail in the incinerator and settle back for an afternoon ‘tottie’.

    Reply
    • March 31, 2020

      Eventually someone on the registry is going to snap and do something irrational. Instead of sending a message to the law makers for change for our betterment, I fear it would have the opposite affect and cause every single one of us to pay the price for it.
      Search warrants of our homes, weekly in person registrations and more. The President is talking about a war on the virus but there is also a war on us. When the courts ruled there had to be a way for us to get off of the registry, they got away with making it so long and so difficult that, some like myself, will be dead before getting that one chance to be denied removal anyway.

      Reply
      • April 1, 2020

        In Florida even after you are dead you will be on the registry. Knowing the way Florida operates they are probably trying to figure out how to fine your estate if you don’t come up out of the grave to re-register.

        Reply
        • April 1, 2020

          This is one of the many sad realities of being on the registry. People are still trying to figure out a way to prosecute the corpse of Jeffrey Epstein.

          Reply
  • March 31, 2020

    I wrote an email to the SBA general questions section. I wrote that I knew people this affected which is true but didn’t want to include that I was also one of the people that are ban from a loan. I’ll put a copy of it below. My main question was WHY? I mean what’s the reasoning behind it. I’ll post the response if they bother to write me back. Here’s what I wrote:

    I have a few general questions. I was reading an article about SBA Loans for Small Businesses and came across the stipulation that people requiring to register as a sex offenders are banned from receiving loans.

    My questions are:

    Why?

    What’s the logic behind it?

    What about people that are on these registries but are no longer under any supervision and are crime free for 20, 30, or even 40 years?

    Why wouldn’t former bank robbers, murders released from prison or people that committed fraud be included in this ban?

    Why the discrimination? Is it pressure from society since everyone knows these are the people to discriminate against and is justified with “to protect society”?

    Is it just a rule to make people feel good that there is a discrimination clause against a specific group of individuals that are just trying to put their lives back together years and even decades after the fact?

    Is it the whole “NOT IN MY BACKYARD” mentality but applied to a business setting?

    I ask these questions because I know people that had been in trouble decades ago and are still struggling for work. They have been denied every opportunity to gain employment for any substantial amount of time so the only alternative is to own their own business but obviously they struggle with this since most loans that they apply for are being denied by default.

    Thank you for your time and consideration.

    Reply
    • March 31, 2020

      This is from the SBA Website, so it is NOT just Registrants that are disqualified.

      ‘SBA has a policy that it will not extend loans to individuals or businesses with an owner or associate convicted of crimes of “moral turpitude.” Moral turpitude is a term that is often used but rarely defined in the law. A crime of moral turpitude is generally a violent felony or a crime involving dishonesty. Embezzlement, aggravated assault, attempted murder and perjury would all likely be considered crimes of moral turpitude.’

      Reply
    • April 1, 2020

      Dude your right just what you wrote “why wouldn’t…included in this ban“.
      This shows it’s punishment. They are punishing us for our past and the registry is the flier soliciting people todo so. If we’re going to be forced to register literally by a man with a gun then we need to be a protected class to prove its about saving the next child. All this does it add to the camels back.

      Reply
  • March 31, 2020

    Replace “US” with “Nazi” and “sex offender” with “Jew”. Would anyone deny it sounds like a real piece right from the 1930s?

    The Nazi Small Business Administration (SBA) provides small businesses with low interest loans to help recover from disasters, including the present financial disaster that is caused by the virus outbreak. The loans can save companies and their employees from going under during these difficult times. The SBA is here to save small businesses… unless they are owned by a Jew!

    This is pure oppression for political gain, giving the illusion that you’re doing something to protect others, and pure sanctimony. It’s cheap and transparent to anyone with a single iota of knowledge about what a “sex offender” is. This is where effort to educate the public will shine.

    Reply
    • April 1, 2020

      There are no Nazis in SBA, and they are not going to discriminate against Jews.

      The Nazis summarily executed Jews for having been born of the wrong parents and grandparents. I realize that this forum is a safe place for us to vent, but whenever we trot out the phony Nazi-Jew analogy, we lose our audience and undermine our own attempts to educate the public.

      And this is not to pick on any one commenter. Many of us are frustrated and worse, but we ought to resist the temptation to bring Nazis and Jews into it.

      Reply
      • April 1, 2020

        Jacob,

        Agreed. Let’s stop comparing our situations to those of the Jews with Nazi Germany. We committed crimes (albeit some should not be considered crimes like teenagers getting caught screwing the backseat).
        I keep offering the argument for the professionals to take into consideration when taking these issues to court, and that is – Did we have a sex offense registry prior to Megan Kanka? Were people with sex offenses restricted from standard life back then as they are now? Then why now, all of a sudden and almost out of nowhere, are we BANISHING people with sexual offenses? If life carried on back in the days before 1996 with thousands of convictions for sex offenses, it can carry on now the same way and without the banishment.

        Why won’t anyone ever use this in the legal arguments? Why!??

        Reply
      • April 1, 2020

        I understand your sentiment and partially agree, but respectfully disagree that it doesn’t fit. It absolutely does fit. If your only reservation in using the Nazi analogy is that nobody is “born” onto the registry, I ask you to consider the stats that certain races and genders are disproportionately more likely to be charged and convicted of a sex crime. If I was born black, or a male, I am statistically more likely to be placed on the registry for my offense than my white, female counterpart. If the word Nazi makes you uneasy, I apologize, but the shoe absolutely fits and we shouldn’t not make the analogy solely because it might sound cheap. On further investigation you will find it isn’t cheap and is more of a big red flag we need to be highlighting.

        Your counter view is appreciated, though. Thanks.

        Reply
        • April 1, 2020

          All – lets move away from this analogy – it’s offensive to compare extermination camps to registration or a religious groups to people who people convicted of crimes.

          In more modern time the term “nazi” might have adopted a more broad definition (ex: the Seinfeld “soup nazi”) but in the context of the holocaust or nazism that took place during WW II, we’re going to cut this debate short.

          Reply
  • March 31, 2020

    I love the look of your main web page right now that has 4 posts right together that say “x y z … except sex offenders”. You could have a separate web page dedicated to nothing but “except sex offenders” articles and just post one after another, in chronological order. For years and forever.

    But … we’ve all got to stop saying “sex offender”. Somehow.

    Every time a person says that it just further solidifies the legitimacy of it. There are “sex offenders” walking free among us good people! We must stop those people. Even I, when I read “except sex offenders”, my first thought is “Of course, why would that even be considered? Sex offenders should be in prison.”

    We’ve got to use something else. I think “People Forced to Register” is exactly accurate and perfect. It may be slightly awkward to use/fit in some contexts. People might not understand it in some contexts, maybe. But that may not be that bad either if it prompts people to wonder what it is and question it.

    But we can make the term widely known. There are certainly enough of us. We can certainly flood this issue. How would this whole Registries issue look if most of the general public knew that most people refer to listed people as “People Forced to Register”? And that only helpless, big government dependent rubes want Registries?

    This is a PR war and “sex offender” is a weapon of the immoral side.

    Personally, I’ll just use the terms PFR and RS/Ts right out of the blue without explanation. I simply act as if any informed person should know what those are.

    Reply
    • March 31, 2020

      Will
      I think you are right on the mark with the suggestion of not using or even acknowleding the term ” sex offender”. You are right to use the term , ” people being forced to register”. It hopefully makes people think a little more. Honestly it make be a little more to write, but from now on I believe all forms of litigation and legal requests on the behalf of those who support this fight for changes should never use the term we offender on our end again. Its like clubbing yourself and taking away your dignity. I believe this is a good first step in changing things. You most certainly can say the the term should be “people who are being forced to register”. I think all and any future letters should most definitely be signed this way. Its one way to get the point across…

      Reply
    • April 1, 2020

      Will, great idea. I will start using that term…”People who are forced to register”

      Reply
  • March 31, 2020

    I love how we can get private and state funded assistance for some things, but never any Federal assistance! The Federal government has made it a point to clearly discriminate against us at every turn.

    Reply
  • March 31, 2020

    This is total BS!
    There are many RSO’s, enough that we can form a small army! Maybe it’s time to mobilize and show what a bunch of pissed off citizens that are at the end of their rope with all the crap can do if we decide to?

    The time to make a stand is long over due! Enough with words, like anything that has ever made a difference or a major change in this country, actions speak louder than words!
    I for one have had enough, how many other feel like this?
    Seams we take one step forward and ten backwards.
    Picture it, over 100,000 RSO’s and thief families, friends, and professionals, marching on the Whitehouse, demanding we be heard! Demanding our equal rights, demanding fair, and just decisions!
    They would have no choice, they can’t jail that many at once, they have to listen!

    Reply
    • March 31, 2020

      Yes i for one agree!!!.

      Reply
    • March 31, 2020

      Amen.

      Over the years I have often fantasized that I could be invisible because if that was possible, I could end the Registries all by myself within just a couple of years. But instead of that, the moral, anti-Registry Americans are an EFFECTIVELY invisible, huge, and widely distributed army. That army should end the Registries.

      Reply
    • March 31, 2020

      They can’t jail that many at once…

      I’ve said this so many times yet somehow every RSO has this concocted idea that 100,000 people can be arrested and taken into custody. Yeah, into custody where? At Yankee Stadium?
      So somehow 100,000 police officers will be on hand to make 100,000 arrests, right? SMH

      Reply
      • March 31, 2020

        we don’t support anyone putting themselves in a position to be arrested.

        Reply
        • March 31, 2020

          I think he ( Assuming Maestro is a he ) is just venting frustration like I often do. Seems nobody in the courts cares about what is legal or what is right for us.
          The old ” For the Greater good” law goes into affect with their rulings and the “Cover your ass” adage so you can be re-elected campaign.

          I love F.A.C and all the people in here but sometimes I want to take a break because it seems 99% of the post are for something bad happening to us and 1% positive rulings that never seem to be in Florida (No not blaming F.A.C) just frustrated to the point of wanting to do an Evil kneviel off of the Grand canyon.

          Reply
        • April 1, 2020

          How will thousands of people gathered in a VERY LEGAL protest be arrested?

          Reply
        • April 1, 2020

          No one is going to get arrested. Women Against Registry (WAR) stage protests semi-regularly without incident. We just need (for now) to respect social distancing.

          Reply
    • April 1, 2020

      One commenter here stated that “no rational approach has worked”. — This is true.

      Here is a single voice of reasoning in the entire F***ing USA:
      https://www.palisadeshudson.com/2012/02/collateral-consequences/

      I have sent email after email to media and politicians. ENOUGH!!!!

      NOBODY is listening to our pleas for justice!

      W.omen A.gainst R.egistry have the right acronym!

      Nothing else has worked. Maybe it’s time for some of us to become martyrs?

      Reply

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