SBA Loans offer resources for small business owners… except sex offenders.
A member pointed something out that we were not aware of, but in times of crisis (such as we are in), becomes critical to businesses.
The US Small Business Administration (SBA) provides small businesses with low interest loans to help recover from disasters, including the present financial disaster that is caused by the Coronavirus outbreak. The loans can save companies and their employees from going under during these difficult times. The SBA is here to save small businesses… unless they are owned by a person required to register as a sex offender! They are ineligible.
To qualify for loans from institutions participating in the small business lending fund, businesses must certify that none of their principals has been convicted of, or pleaded no contest to, a sex offense against a minor. (Annually, until the Redemption Date, a participating institution must certify to Treasury that for each loan originated by the institution or any of its affiliates that was funded in whole or in part using SBLF funds, the institution has obtained from the business to which it made such loan a written certification that no principal of such business has been convicted of a sex offense against a minor (as such terms are defined in section 111 of the Sex Offender Registration and Notification Act, 42 U.S.C. §16911). These certifications must be retained by the institution in accordance with standard record keeping practices established by the appropriate federal banking agency)
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Will
I think you are right on the mark with the suggestion of not using or even acknowleding the term ” sex offender”. You are right to use the term , ” people being forced to register”. It hopefully makes people think a little more. Honestly it may be a little more to write, but from now on I believe all forms of litigation and legal requests on the behalf of those who support this fight for changes should never use the term sex offender on our end again. Its like clubbing yourself and taking away your dignity. I believe this is a good first step in changing things. You most certainly can say the the term should be “people who are being forced to register”. I think all and any future letters should most definitely be signed this way. Its one way to get the point across…
I reject the phrase “sex offender” because it sounds like a person’s defining characteristic (like “Christian” or “American”) or occupation (truck driver, lawyer, bartender), neither of which is in my case and at least 97% of those registered.
The common perception of the phrase “sex offender” is one who commits sex offenses, not one who has previously committed a sex offense. I prefer to be considered a registrant, though I can live with “prior sex offender” depending on the conversation.
The last time I was in court, I told the DA and the judge I found the term offensive and was rewarded with a dirty look after I pointed out that the judicial code of conduct required that he not allow offensive conduct.
I agree with you all 101 per cent on this. Most definitely “people being forced to register”
This is an expensive price club membership as many registered persons do own and run small businesses to make ends meat as they can’t find employment otherwise. I’m running 2 at the time one is strictly online amazon, ebay, our website for a product that we manufacture. last year gross sales 22k with 60% profit and other business is a service business with a 70% profit and last year’s gross sales were 16,200 so not killing it but can pay rent, business insurance, vehicle insurance, elect. phone, etc… and it’s still a little rough as i racked upped 30k credit card debt starting a business with high-interest rate. was hoping to get an SBA loan to pay off credit card debt and lower monthly payment but no go for me. on a side note now i know why my hurricane SBA loan was denied doad frank bill 2010
My father and I own a small business together, we will now be out of business, this is hurting my fathers income as well as mine. We were hoping to get a small loan to keep up the expenses of the business, but, its over, close the doors, and I am sorry dad
Transfer your shares to your wife or mom and then have him certify it’s not owned by an SO. Get the loan then buy back your shares. If your married filing joint whats it matter who hold the shares.
Should be brought to the attention of SCOTUS on an emergency injunction.
So how does depriving someone, and most likely their family, from life saving financial aid “save one child?”
Any real constitutional lawyer would sue the fu¢k out of the US government for creating and demonizing a separate and unequal class of citizens.
I see no hope going forward. Our small and year-long “victories” don’t make a dent in the overall oppression we suffer everyday. We really do need a march on Washington for even a hope for anything to change for the better. Rational approaches have not worked.
So I read the definitions in section 111 quoted in the comment and it is not clear at all if this means all sexual offense convictions or only tier 2 & 3 or if it means only contact offenses or only if the person you offended was under 18 contact or not. Also is the SBA telling anyone who has employees who has a sex offense conviction not to pay their employees as requested by our President? Please help clear some of this up because this involves many more people than just the sex offender.
I downloaded the application for the Paycheck Protection Program and it does say if you have been convicted of a felony or misdemeanor for a crime/any crime against a minor within the past 7 years you will not be approved. They did at least not mention us by name and they did include every type of crime not just us. That does show they are thinking about how they have singled us out in the past. You always have to see a glass half full or the sun will never shine on you!!!